Baccarat is a worldwide casino game that's fun to play.

There are two types of Baccarat available at SKYCITY:

  • Mini Baccarat, which seats seven players and the dealer flips the cards,  
  • Midi Baccarat, which seats nine players and the players flip the cards to decide the outcome.

Standing players are welcome at both games.

Getting started

To join in the action, simply place your cash on the table and the dealer will exchange it for gaming chips – then you're ready to go!

How to Play

The rules of Baccarat are complex. This guide is only a brief summary of the main elements of the game. For a fuller explanation of the rules and how to play, just ask any of our friendly Table Games staff.

What is the aim of the game?

The aim of the game is to bet on which side gets closest to 9. Betting options are 'Player', 'Banker' or 'Tie'.  Tens and picture cards (Jacks, Queens and Kings) count as zero, and all other cards count as their face value. For any total over 10, only count the last digit.

For example:

7 + 3 = 0
10 + 4 = 4
10 + K = 0
8 + A = 9

The hand closest to 9 wins.

How it works

'Player', 'Banker', 'Tie', 'Pair Bank' and 'Pair Player' bets are the five possible bets to wager. Just place your chips in the corresponding marked area and enjoy the excitement as the dealer draws the cards according to a set table of play (the Tableau) to determine a winner.

When the dealer has paid the winning bets you may place a new bet for the next hand.

The Tableau

The Table shown below applies after the first four cards (two to the Player, two to the Banker) have been dealt.

Guide to card draw for players hand

Player hand (Total of first two cards):


Draws a card


Stands (Player not dealt another card)


Natural/no further cards drawn to either hand

Guide to card draw for bankers hand

When the first two cards total zero, one or two, the Bankers' hand draws a card. When the total of the Bankers' first two cards is three or more, the outcome depends on the third card drawn by the Player, as detailed below.


When first two cards total:

Draws a card when player's third card is:

Stands when player's third card is:

















Stands (natural)


Banker draws on 1-2-3-4-5 when Player stands on 6-7 on initial deal. Banker must stand on 6 when Player has 6-7 on initial deal. No optional draws.

If the hand results in a tie, then no bets win or lose for that round. You may alter your bets prior to the next round of play commencing.

Bets and Odds

Non Commission Baccarat
PLAYER AND BANKER - All winning Player and Banker bets are paid 1 to 1.  Except in the case of the Banker winning with a total of 6, then winning bets are paid 1 to 2.

Commission Baccarat
PLAYER - Winning bets on Player are paid 1 to 1.
BANKER - Winning bets on Banker are paid 19 to 20.

Commission & Non Commission Baccarat

Bets on the tie win when the Player and Banker totals are the same. Pays 8 to 1.

Any Pairs
A side bet on your hand that will win if the first two cards dealt are a pair Any Pair side bets are paid at the odds specified at the relevant table.

When placing your initial wager, you may choose to make an ANY PAIRS wager on either the Player’s hand, the Banker’s hand or both.

An ANY PAIRS wager will win if the hand wagered on is dealt a pair on the initial deal.

After playing, go to the cashier to change any chips back to cash or take them to another table to continue the fun.

Table Limits

Baccarat tables have varying minimum and maximum bets. Before you sit down, please check the sign displaying the betting range at the table.

Good Luck... and Remember

As with all Table Games, if you are not sure about a bet or the rules of the game, just ask one of our friendly Table Games staff for assistance. They will be happy to explain anything about the game that you may not understand or provide you with further information in relation to the rules.

Play Responsibly and be in to win.

SKYCITY prides itself on being a responsible host.  As such, we would encourage you to play only at levels you can afford.  Remember - you must be aged 20 years or older to enter the gaming areas of SKYCITY.